Home Loan Zone Inc

Nicola McCloskey-Kieff (NMLS #266532 nmlsconsumeraccess.org) is the owner of Home Loan Zone. She has made the mortgage industry her career since 2005, starting as a loan officer and working her way up to general manager for Tidewater Home Mortgage Group in Glen Allen, where she worked for nine years before branching out on her own and opening Home Loan Zone in 2014. 

“I take the time to educate my clients on the loan process and the products currently available on the market. It is extremely important to me that my clients find the best loan product and the lowest wholesale rate to fit their individual needs.”

Kristin O’Neil (NMLS #266528 nmlsconsumeraccess.org) is senior loan officer at Richmond’s Home Loan Zone and has been in the mortgage business since 2008. She is passionate about helping clients achieve the goal of homeownership and “wouldn’t dream of doing anything else.” 

“Whether you are a first-time home buyer or refinancing an existing loan, I will use my industry knowledge, professionalism and experience to streamline the process toward a smooth and quick closing.”